All-Inclusive Payment Coverage
- Sell Wherever Your Customers Are: From your website and mobile app to social media and in-store, KPay's payment gateway unifies every sales channel into one seamless checkout experience that turns browsers into buyers.
- Let Your Customers Pay Their Way: Accept credit cards, debit cards, and more - giving every customer the freedom to pay however they prefer.
- Capture Every Sale: With 99.99% uptime and support for multiple payment methods, your checkout stays live 24/7 - whether it's via your website or payment link.
Fast Settlement for Better Cash Flow
- Access Your Earnings by the Next Business Day: Stop waiting for your money. With KPay, your payouts arrive as early as the next business day. Need even faster access?
- One of the Fastest in the Market: With settlement cycles that outpace many traditional gateways, your cash flow keeps moving as fast as your business does.
- Real-Time Visibility Over Your Funds: Monitor every transaction through your KPay dashboard, with auto-reconciliation and downloadable reports to simplify your bookkeeping.
Competitive and Transparent Pricing
- No Hidden Costs: Transparent pricing with no surprises, so you know exactly what you're paying for.
- Low Processing Fees: Competitive rates tailored to suit your business, helping you maximise profitability.
- No Setup Fees: Enjoy zero setup costs to get started quickly and affordably.
Seamless Integration for Operational Efficiency
API and SDK Support
Flexible developer tools for seamless integration with custom-built systems.
Plug-and-Play Integration
Easily integrate our payment gateway with your website with minimal technical effort. A simple setup process means you can go from sign-up to accepting payments in the same day.
Unified Ecosystem
Sync with tools of your industries from eCommerce, PMS, CRM, or logistics platform for a streamlined workflow.
Trusted by 89,000+ global merchants.
Real Results. Real Businesses.
Calypso Cafe Juice & Bar
Since switching to KPay, running Calypso Cafe has just felt easier. With same-day settlement, we worry less about payments and spend more time doing what we love, which is serving our community.
Galston Vet
Every industry has price rises, and keeping costs under control is a constant challenge for us. Having two KPay terminals has made a real difference - one stays in the consult room for sensitive appointments, and another outside for things like kennel cough where the dog can't come inside. And not having to worry about fees anymore helps us keep prices down for our clients.
Sultano Cafe
Since joining KPay, payments have been much smoother - itâs fast, reliable and just very easy to track everything. The support they've provided through our journey in business has been a big part of why we chose KPay.
Better safe than sorry.
Weâve got your back with end-to-end encryption and real-time fraud monitoring.
Every transaction is protected â so you can focus on growth with confidence, knowing your business is in safe hands.
FAQ
Do I need a website to accept online payments?
No. With KPay Payment Link, you can generate a payment URL and share it via SMS, email, or QR code. Your customers can pay without you having a website.
Is it secure?
Every transaction is verified with 3D Secure (3DS) authentication, which requires your customer to confirm their identity. This significantly reduces fraud and shifts liability to the issuing bank.
What's the difference between Hosted Checkout and Payment Link?
Hosted Checkout embeds a payment gateway directly into your website for a seamless checkout experience. Payment Link lets you generate a shareable URL - ideal if you don't have a website or need to collect payment remotely (phone orders, deposits, invoices).
What payment methods can my customers use?
Customers can pay with Visa and Mastercard, credit and debit cards. We're actively expanding our supported payment methods.
I already use a KPay terminal. Can I add online payments?
Yes. Your existing KPay account can be extended to include online payments. You'll manage everything - in-store and online - from one dashboard.