Power your network. Refer a connection to KPay and earn as they grow.   [Find out how]  

Your Money, When You Need it.
No more waiting. We make same-day settlements a reality, 7 days a week—even on weekends!
Your Money, When You Need it.
Trusted by 59,500+ merchants worldwide.
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Grow Faster with Same-Day Settlement.
Our same-day settlements, 7 days a week, means your money is in your pocket when you need it.

Fast Funds, Total Control.

Don't let slow settlements hold you back. With shorter cycles, your sales turn into accessible cash quicker, giving you the power to manage your finances with ease. This means less financial stress and more freedom to budget, plan, and invest in what truly matters for your business.

  1. This statement is for informational purposes only and does not constitute financial advice or a recommendation. We do not provide financial, investment, legal, or taxation advice, and we recommend seeking independent professional advice tailored to your circumstances. This statement should not be relied upon as a basis for making any financial decisions.

Same-Day Settlement², Every Day. Opportunities Don't Wait.

Keep your business momentum going, every single day. Our same-day settlement, available 7 days a week, ensures your money is always in your pocket when you need it. This empowers you to act instantly—whether it's reordering stock, launching a timely promotion, or seizing a new growth opportunity.

  1. At a small additional fee.

Stable Cash Flow. Absolute Peace of Mind.

Secure your revenue the same day you earn it. Our commitment to stable cash flow means you can stop worrying about financial delays and focus entirely on growing your business with confidence.

How It Works?

Customer Payments

Collect local and international payments

Payment Processing

KPay securely processes the transaction in real time.

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Review Records

Check your balance or payment history anytime through our user-friendly portal, keeping track of each deposit.

Same-Day Deposit Option¹

You can choose to optimise your settlement. Get funds are settled to your nominated bank account on the same day—even for weekend sales.

  1. This statement is for informational purposes only and does not constitute financial advice or a recommendation. We do not provide financial, investment, legal, or taxation advice, and we recommend seeking independent professional advice tailored to your circumstances. This statement should not be relied upon as a basis for making any financial decisions.
See How We Outpace the Rest
While many providers delay your funds, making you wait an extra day—or even until Monday for weekend sales—KPay ensures true same-day settlement. What you earn today is yours today. Here’s how our daily schedule stacks up:
Business Day
Monday
Tuesday
Wednesday
Thursday
Friday
Saturday
Sunday
KPay
Monday
Tuesday
Wednesday
Thursday
Friday
Saturday
Sunday
Other Providers
Tuesday
Wednesday
Thursday
Friday
Next Monday
Next Monday
Next Monday
Eliminate weekend and holiday delays. Our same-day settlement ensures your funds are available 7 days a week, freeing your cashflow so you can focus on the things that matter—your business.

What You Get With KPay

The EFTPOS Machine

Get a lightweight, durable terminal packed with every feature you need, all at absolutely no cost¹.

No Extra Cost

We believe in transparency. That's why there are no monthly charges or hidden costs, ever.

24/7 Customer Support

Support that never sleeps. From troubleshooting a quick fix to guiding your growth, our multilingual specialists offer round-the-clock assistance, ensuring you're always supported.

  1. No rental fee if the monthly transaction reaches AUD 10,000. No monthly transaction fee if fully surcharged.

Built-in 4G & Wifi

POS integration

Faster settlement

Optional surcharging

Long-lasting battery life

User-friendly design

All-device payment

Secure transactions

No lock-in contracts

Mainstream card payments

Rapid delivery

Custom branding

Start With KPay

Say goodbye to frustrating delays and unstable cash flow. Experience the game-changing difference of KPay's same-day settlement².
  1. At a small additional fee.
FAQ
What is the default settlement for KPay merchants?
How does same-day settlement differ from T+1 settlement?
Can I get my funds on the same day?
Do I need a special bank account?
Are there any restrictions on same-day settlement?