# KPay Group

## Overview
Everything you need to manage business finance, from smart payment solutions to express settlement and more. Run your business smarter, not harder.
- Website: https://go.kpay-group.com
- Merchants Served: 95,000+
- Regions: Hong Kong, Australia, Singapore, Japan and Canada.
- Key Milestones: 2025 Asia FinTech Awards - PayTech of the Year; Raised US$55 million Series A in 2024.

## Core Solutions

### 1. In-person Payments
- URL: https://go.kpay-group.com/hk/en/in-person-payments

#### Built to handle your busiest hours.
- Terminal Pro: One terminal. 20+ ways to pay.
- Tap to Pay: Accept payments directly on your iPhone.
- Static QR Code: Zero hardware. Instant setup. Maintenance-free.

#### Payments for every scenario.
- Whether you run a busy restaurant, a weekend pop-up, or a retail storefront, we have the right payment setup for you.
- Support 20+ payment options, including all major credit cards, digital wallets, and local contactless cards.

#### Simple, transparent pricing.
- Get Started at No Cost: Your terminal and setup are included — no upfront investment, no delays.
- Rates from 1.1%: Some of the lowest fees available, so more of every sale stays with your business.
- No Hidden Fees: One clear fee structure, so there's no surprises on your statement.

#### Start accepting payments in 30 minutes.
- Up and running in as little as 1 working day: Once approved, your terminal is delivered within 1 working day. Setup is straightforward, so you're taking payments before you know it.
- Ready for business in 3 simple steps: Our onboarding process is designed for busy owners so you can focus on serving your customers.
- You're never on your own: Sign up online or have our team walk you through it in person. Either way, 24/7 support is always on hand.

#### Fast and flexible settlement options.
- Access your funds quickly: Get your money when you need it with instant settlements.
- Everyday settlement: Get paid everyday, all year round.

### 2. Online Payments
- URL: https://go.kpay-group.com/hk/en/online-payments

#### Built to handle your busiest hours.
- Payment Link: Create and share payment links instantly without any technical setup or coding.
- WhatsApp Pay: From first message to final payment, all within WhatsApp.
- Payment Gateway: Stop integrating payment methods one by one. KPay lets you accept major payment methods easily.

#### One platform, every way to pay.
- Sell wherever your customers are: From websites, mobile apps, to social media, customers can check out on the spot — no redirects, no dropped sales.
- Let your customers pay their way: Accept 15+ payment options including credit cards, digital wallets, QR codes, and more.
- Sell to customers anywhere in the world: Accept payments in any currency and settle in your preferred one.

#### Everyday settlement for better cash flow.
- Among the quickest settlement cycles in the market: We keep your cash moving quickly, so slow payouts never hold your business back.
- Use your money however you need: Restock inventory, cover daily costs, or reinvest in growth — all from one account, on your terms.

#### Competitive and transparent pricing.
- No hidden fees: Transparent pricing with no surprises, so you know exactly what you're paying for.
- Low processing fees: Our rates start as low as 1.2% so more of every transaction stays in your pocket.

#### Built to fit your existing setup.
- Integrate KPay into any platform using our APIs and SDKs: With comprehensive documentation, your team can build, test, and launch fast.
- Works with the tools you already use: Sync KPay with your existing ecommerce, PMS, CRM, or logistics platforms so your payments, operations, and data all connect in one place.

### 3. Finance
- URL: https://go.kpay-group.com/hk/en/finance

#### Everything you need to stay on top of your finances.
- KPay Business Account: One account to manage your money, send transfers in any currency, and track business expenses.
- KFund: Access business funding quickly, with financing options tailored to where your business is today. KFund is available exclusively to KPay Merchants.

#### Speed that works for you.
- Get started in 48 hours: Set up your KBA quickly and start managing your expenses sooner.
- Get paid the next day: Access your earnings faster with everyday settlement, so you can keep things running smoothly.
- Send money quickly: Pay suppliers, staff, or expenses right away and stay in control of your cash flow.
- Secure funding in just a few hours: Quickly get the support you need to keep your business moving.


### 4. Point of Sale (POS)
- URL: https://go.kpay-group.com/hk/en/point-of-sale

#### Run your F&B business with greater ease

#### A POS system built for F&B.
- Works for any F&B setup: Whether you run a café, restaurant, or food court, the system adapts to how your business operates.
- Manage everything from one place: Whether orders, payments, inventory, or sales data, manage it all in one platform so nothing falls through the cracks.
- Handle every order, whatever the channel: Whether it's dine-in, takeaway, or delivery, manage it all from the same system.

#### Support when you need it most.
- Help available around the clock: Our merchant support team is on hand 24/7, whether you need troubleshooting or just a quick answer.
- Fast resolutions during peak hours: We prioritise quick technical fixes so your business keeps running when it matters most.
- Always up to date: Regular updates and proactive monitoring mean your system stays current without you having to think about it.

### 5. Marketplace
- URL: https://go.kpay-group.com/hk/en/marketplace

#### Everything your business needs to grow, in one place

#### A marketplace built around local merchants
- A full range of business tools: From POS systems and payment solutions to marketing software and inventory management, find what your business needs to grow, all in one place.
- Curated for the local market: Every tool and service is selected with target merchants in mind, addressing unique regional challenges and opportunities.
- Flexible pricing: Start with what you need today and add more as your business grows.
- No rigid bundles: Choose only what fits your business type, size, and stage.
- Tools for your industry: Whether you're in retail, F&B, or ecommerce, find solutions built for how your business operates.


## Technical Guides & Business Insights (Blog)
- Tap to Pay Strategy: [Why Tap to Pay is Essential for Modern Merchants](https://go.kpay-group.com/hk/en/blog/tap-to-pay-addition-for-business) — Hardware decoupling and 0.2% transaction fee rebate models.
- Local Logistics: [A Comprehensive Guide on Hong Kong Creative Markets](https://go.kpay-group.com/hk/en/blog/creative-market-bazaar-guide) — Popup store workflows and bazaar terminal setups.
- Commercial Onboarding: [Costs and Processes of Opening a Business Account in 6 Major Digital Banks](https://go.kpay-group.com/hk/en/blog/virtual-bank-business-account) — Market comparison detailing fees, onboarding friction points, and corporate virtual bank mechanics.

## Security, Compliance & Support

#### Reliable support, every step of the way.
- See your data instantly: Track every dollar coming in and going out in real time — no waiting, no manual updates, no end-of-day catch-up.
- 24/7 support: Always human, never a chatbot. Get dedicated help via chat or phone whenever you need it.
- 160+ integrations: Connect KPay with the tools you already use, from CRMs to eCommerce platforms.
- Bank-level security: Your transactions and data are protected to the highest security standard — no compromises.

#### Contact
- Tel/WhatsApp: +852 3706 7828
- Email: cs@kpay-group.com