Flexible funding solution
for fast growing businesses
A platform providing revenue-based financing solutions to power up SME merchants. Capture instant growth with fast and easy funding.
- Simple application process without tedious paperwork
- No collateral required
- Flexible repayment
Sign up now to be eligible for KFund.
Check your repayment record from the KPay Merchant App anywhere and anytime you want.
You deserve the access to convenient funding options that enterprise-level businesses get.
in 3 steps
KFund is a financing platform that helps businesses access fundings, leveraging on your transaction and operation data within the KPay ecosystem.
Through the KFund platform, you can explore, compare and apply to flexible financing options according to your financial needs.
Revenue-based financing is a type of financial capital provided to a business in return for a fixed percentage of ongoing gross revenues until the capital and handling fee has been settled. In the context of KFund, financial product decisions are based on your sales transaction records via KPay payment solutions, while the payment return will be a percentage of the daily settlement amount, subject to terms and conditions.
We maximise your successful odds and financing amount, and minimise the time to obtain financing, by leveraging your transaction and operation data within the KPay ecosystem.
In addition, we partner with a vast network of partners to provide you with flexible choices that suit your every needs, such as financings without TU checking, auto-repayments and many more.
KFund applicants must be merchants who have been using KPay all-in-one payment solutions. Additional requirements and conditions are subject to change based on our financial solution or lending partners. Eligibility criteria differs among each financing partner. Generally, KFund applicants are merchants that have been using KPay’s payment solution with a decent transaction history. Contact us to learn about your eligibility.
There are no fees in using KFund to explore and compare your funding options. Financial consultations and applications are also completely free of charge. Interest and handling fees are subjected to our financing partners’s approval. You will be informed of a flat fee up-front prior to accepting the offer, subject to terms and conditions. This fee will never increase throughout the repayment process.
KFund is not a money lender. Instead we partner with trusted financing partners that provide flexible financing options to merchants of different sizes.
Financing amounts are dependent on your day-to-day transaction and operation data within the KPay ecosystem. We leverage your data with us at your consent to maximise your odds and financing amount when you apply for funds.
No, solely exploring and comparing your funding options on KFund will not affect your credit score.
Some of our financing partners might conduct TU checks at their application stages, subjecting to your written consent. Contact us to learn more about our partners' TU check requirements.
Some of the KFund offers provide auto repayment service.
Repayments are collected from your daily settlement amount via KPay, at a fixed percentage approved by our financial solution or lending partner. The remaining settlement amount will then be transferred to your merchant account.
For example, if the settlement amount is $10,000 on a particular day, $8,000 will be settled into your merchant account if the repayment percentage is set at 20%. The remaining $2,000 will be held by KPay for repayment to the financial solution or lending partner.