Flexible funding solution
for fast growing businesses
A platform providing revenue-based financing solutions to power up SME merchants. Capture instant growth with fast and easy funding.
- Simple application process without tedious paperwork
- No collateral required
- Flexible repayment
Sign up now to be eligible for KFund.
Check your repayment record from the KPay Merchant App anywhere and anytime you want.
You deserve the access to convenient funding options that enterprise-level businesses get.
in 3 steps
Revenue-based financing is a type of financial capital provided to a business in return for a fixed percentage of ongoing gross revenues until the capital and handling fee has been settled. In the context of KFund, financial product decisions are based on your sales transaction records via KPay payment solutions, while the payment return will be a percentage of the daily settlement amount, subject to terms and conditions.
KFund applicants must be merchants who have been using KPay all-in-one payment solutions. Additional requirements and conditions are subject to change based on our financial solution or lending partners.
Repayments are collected from your daily settlement amount via KPay, at a fixed percentage approved by our financial solution or lending partner. The remaining settlement amount will then be transferred to your merchant account. For example, if the settlement amount is $10,000 on a particular day, $8,000 will be settled into your merchant account if the repayment percentage is set at 20%. The remaining $2,000 will be held by KPay for repayment to the financial solution or lending partner.
A fixed handling flat fee will be charged on the loan amount, subject to terms and conditions. There are no periodic nor compound interest fees. You will be informed of a flat fee up-front prior to accepting the offer, subject to terms and conditions. This fee will never increase throughout the repayment process.