Bank Transfer (ATM) | Faster Payment System (FPS) | Credit Cards ** through payment gateway | PayMe for Business | AlipayHK / WeChat Pay HK | Octopus App for Business | Tap & Go |
Online payment methods | / | |||||
Transaction Fee | ❌ | 1.2% - 1.5% | 1.5% | |||
Advantages | ||||||
Disadvantages |
Credit cards generally refer to Visa, Mastercard, American Express, etc. Merchants can accept credit card payments through different third-party payment gateways, such as KPay Payment Link, Stripe, PayPal, Shopline Payment, etc. Some third-party platforms also support both online and offline payments, making it convenient for both online and physical shops to use them at the same time. Take KPay as an example, its online Payment Link and offline smart POS terminal both accept credit card payments, allowing merchants to manage all transaction records in one account. Even if you don't have an online shop, you can still collect payment instantly through the online Payment Link, which enhances the flexibility of transactions and allows you to collect payments online and offline without any boundaries.